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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

There’s No Place Like Home

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and your valuable possessions. If your home is affected by a tornado or a burglary, you may have damage to some of your belongings in addition to damage to the structure itself. If you don't have enough coverage, you might not be able to replace your valuables. Some of your belongings can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Protect what's important from the unexpected.

Apply for homeowners insurance with State Farm

Protect Your Home Sweet Home

Navigating the unexpected is made easy with State Farm. Here you can create a plan that's right for you or submit a claim with the help of agent Mike Smith. Mike Smith will make sure you get the thoughtful, excellent care that you and your home needs.

As your good neighbor, State Farm agent Mike Smith is happy to help you with understanding the policy that's right for you. Call or email today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.