Skip to content

Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

There’s No Place Like Home

After a long day, there’s nothing better than coming home. Home is where you wind down, slow down and chill out. It’s where you build a life with family and friends.

Protect what's important from the unexpected.

Apply for homeowners insurance with State Farm

Protect Your Home Sweet Home

Mike Smith can walk you through the whole coverage process, step by step. You can have a straightforward experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your appliances, clothing and home gadgets. Protect your family keepsakes—like mementos and souvenirs. Protect your hobbies and interests—like tools and videogame systems. And Agent Mike Smith can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

Whether you're prepared for it or not, the unanticipated can happen. But with State Farm, you're always prepared, so you can unwind knowing that your belongings are covered. Additionally, if you also insure your SUV, you could bundle and save! Contact agent Mike Smith today to go over your options.

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.