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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

Home Is Where Your Heart Is

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and the things inside it. If your home is affected by a fire or vandalism, you could have damage to some of your possessions on top of damage to the structure itself. If your belongings are not insured, you might not be able to replace your valuables. Some of your possessions can be covered if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Looking for homeowners insurance in San Luis Obispo?

Help cover your home

Agent Mike Smith, At Your Service

State Farm Agent Mike Smith is ready to help you handle the unexpected with high-quality coverage for your home insurance needs. Such personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If if trouble knocks on your door, Mike Smith can help you submit your claim. Find your home sweet home with State Farm!

Ready for some help exploring your specific homeowners coverage options? Get in touch with agent Mike Smith's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What are typical landlord maintenance responsibilities?

As a landlord, there are certain maintenance responsibilities associated with the property. Equip yourself to better address repairs while minimizing preventable issues.

The landlord's guide to the eviction process

Evictions can be a lengthy, daunting process for landlords and tenants, so it’s important for you to be aware of the specific reasons, procedures and costs.