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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

What's More Important Than A Secure Home?

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and your precious belongings. In case of a tornado or a burglary, you could have damage to some of your possessions on top of damage to the home itself. If your belongings are not insured, you might not be able to replace your valuables. Some of your belongings can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Homeowners of San Luis Obispo, State Farm has you covered

Give your home an extra layer of protection with State Farm home insurance.

Open The Door To The Right Homeowners Insurance For You

Fantastic coverage like this is why San Luis Obispo homeowners choose State Farm insurance. State Farm Agent Mike Smith can offer coverage options for the level of coverage you have in mind. If troubles like wind and hail damage, drain backups or service line repair find you, Agent Mike Smith can be there to help you file your claim.

Ready for some help creating your homeowners insurance plan? Reach out to agent Mike Smith's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What to do when your basement floods

Basement flooding isn't time for you to panic. Use these steps to figure who to call when a basement floods and what to do to protect your belongings and your home.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent

ChFC®
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent

ChFC®
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What to do when your basement floods

Basement flooding isn't time for you to panic. Use these steps to figure who to call when a basement floods and what to do to protect your belongings and your home.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.