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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

There’s No Place Like Home

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and your valuable possessions. If your home is affected by falling trees or a tornado, you could have damage to some of your possessions beyond damage to the actual house. Without insurance to cover your possessions, the cost of replacing your items could fall on you. Some of your possessions can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Protect what's important from unplanned events.

Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We've Got You Covered.

State Farm Agent Mike Smith is ready to help you navigate life’s troubles with high-quality coverage for your home insurance needs. Such considerate service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Mike Smith can help you submit your claim. Find your home sweet home with State Farm!

As your good neighbor, State Farm agent Mike Smith is happy to help you with exploring your specific homeowners coverage options. Stop by today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Top reasons to add an accessory dwelling unit to your home

Look at the rising trend of accessory dwelling units and check out tips to help you decide if one of these small homes is right for your big plans.

How long can kids stay on parent’s insurance?

Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Top reasons to add an accessory dwelling unit to your home

Look at the rising trend of accessory dwelling units and check out tips to help you decide if one of these small homes is right for your big plans.

How long can kids stay on parent’s insurance?

Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.