Skip to content

Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

Insure Your Home With State Farm's Homeowners Insurance

Your house isn't a home unless your protected with State Farm. This exceptional, secure homeowners insurance will help you protect what you value most.

Homeowners of San Luis Obispo, State Farm has you covered

Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We've Got You Covered.

For insurance that can help cover both your home and your keepsakes, State Farm has options. Agent Mike Smith's team is happy to help you build a policy today!

Your home is important, but unfortunately, the unforeseeable circumstance may occur. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Mike Smith can help you put together the right home policy!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Top reasons to add an accessory dwelling unit to your home

Look at the rising trend of accessory dwelling units and check out tips to help you decide if one of these small homes is right for your big plans.

How long can kids stay on parent’s insurance?

Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Top reasons to add an accessory dwelling unit to your home

Look at the rising trend of accessory dwelling units and check out tips to help you decide if one of these small homes is right for your big plans.

How long can kids stay on parent’s insurance?

Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.