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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

Welcome Home, With State Farm Insurance

Your home and property have monetary value. Your home is more than just a structure. It’s all the memories packed in and attached to it. Doing what you can to keep your home protected just makes sense! That’s why the most sensible step is to get excellent homeowners insurance from State Farm.

Protect what's important from the unanticipated.

Help protect your home with the right insurance for you.

Why Homeowners In San Luis Obispo Choose State Farm

Are you looking for a policy that can help protect both your home and your keepsakes? State Farm agent Mike Smith's team is happy to help you develop a policy that's right for your needs.

Your home is the place where your loved ones gather, but unfortunately, the accidental circumstance may occur. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Mike Smith can help you get the home coverage you need!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

Do you need earthquake insurance if you don't live on the coast?

According to USGS, various U.S. locations have experienced earthquakes of magnitude four or more in recent years. Earthquake insurance can be valuable to all homeowners.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

Do you need earthquake insurance if you don't live on the coast?

According to USGS, various U.S. locations have experienced earthquakes of magnitude four or more in recent years. Earthquake insurance can be valuable to all homeowners.