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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

What's More Important Than A Secure Home?

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your precious belongings. In case of a tornado or vandalism, you might have damage to some of your belongings on top of damage to the structure itself. If you don't have enough coverage, the cost of replacing your items could fall on you. Some of your belongings can be insured against damage or theft outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

Looking for homeowners insurance in San Luis Obispo?

Give your home an extra layer of protection with State Farm home insurance.

Safeguard Your Greatest Asset

Great coverage like this is why San Luis Obispo homeowners choose State Farm insurance. State Farm Agent Mike Smith can offer coverage options for the level of coverage you have in mind. If troubles like service line repair, sewer backups or drain backups find you, Agent Mike Smith can be there to help you file your claim.

San Luis Obispo, CA, it's time to open the door to reliable insurance. State Farm agent Mike Smith is here to assist you in exploring your specific options. Contact today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Why cleaning your chimney is important

Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.

Plumbing maintenance tips

Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Why cleaning your chimney is important

Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.

Plumbing maintenance tips

Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.