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Homeowners Insurance in and around San Luis Obispo

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • San Luis Obispo
  • Atascadero
  • Paso Robles
  • Arroyo Grande
  • Avila Beach
  • Templeton
  • Morro Bay
  • Cambria
  • Santa Maria

Home Is Where Your Heart Is

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and your valuable possessions. In the event of falling trees or vandalism, you may have damage to some of your possessions on top of damage to the structure itself. If your belongings are not insured, you may struggle to replace all of the things you lost. Some of your belongings can be protected from theft or loss outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Protect what's important from unplanned events.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Mike Smith, At Your Service

Preparing for life's troubles is made easy with State Farm. Here you can personalize your policy or submit a claim with the help of agent Mike Smith. Mike Smith will make sure you get the individual, great care that you and your home needs.

San Luis Obispo, CA, it's time to open the door to dependable coverage. State Farm agent Mike Smith is here to assist you in understanding the policy that's right for you. Reach out today!

Have More Questions About Homeowners Insurance?

Call Mike at (805) 546-8393 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How much to budget for home maintenance

Understanding the lifespan of a house and how much to budget for home maintenance can help you be more prepared when it’s time for those costly repairs.

Tips to safely deep fry a turkey

Review these safe turkey frying tips and take precautions to help protect yourself, your guests and your home this holiday season.

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Mike Smith

Mike Smith

State Farm® Insurance Agent
Office Address:
1608 Johnson Avenue
San Luis Obispo, CA 93401-3037
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How much to budget for home maintenance

Understanding the lifespan of a house and how much to budget for home maintenance can help you be more prepared when it’s time for those costly repairs.

Tips to safely deep fry a turkey

Review these safe turkey frying tips and take precautions to help protect yourself, your guests and your home this holiday season.