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State Farm® Insurance Agent

Mike Smith

Mike Smith Ins Agency Inc

1608 Johnson Avenue
San Luis Obispo, CA 93401-3037

Cross streets of Johnson Ave and San Luis Drive near San Luis Obispo High School

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Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


1608 Johnson Avenue
San Luis Obispo, CA 93401-3037



Hello, I'm Mike Smith, a dedicated State Farm Agent who takes pride in helping people plan, protect, and achieve their dreams. To me, this isn't just a job; it's about connecting with individuals and understanding their unique purpose. What matters to you matters to us.

My wife and I made the Central Coast our home 16 years ago, and we've fallen in love with it ever since. We cherish spending time at the ocean, surfing the waves, and exploring the beautiful hills through hiking adventures. As a family, we're passionate supporters of Cal Poly Basketball – go Mustangs! I even have immediate relatives currently enrolled at Cal Poly.

Over the past decade, I have dedicated myself to mastering State Farm's range of options for protection and future preparation. Now, I'm thrilled to be able to bring this expertise to you, our valued customers. Whether it's insurance coverage or helping with finances, I am here to guide you every step of the way.

I invite you to reach out to us through a phone call, text, or email. By choosing us as your insurance provider, you'll experience both a local office that knows you personally, and the financial strength and resources of a company like State Farm that can provide you with comprehensive protection.

To our current customers, I want to express my deepest appreciation and gratitude for being a part of our journey. Your loyalty means the world to us.

No matter where you reside, we are now proud to serve residents in AZ, NV, and OR. Our office and dedicated team are here to assist you with any questions or concerns you may have. We offer phone, virtual, and in-person appointments to cater to your preferences.

From auto, life, and health insurance, we have you covered. Let us help you navigate the complexities of protecting your assets and securing your future. Together, we can achieve your goals and safeguard what matters most.

June is Insurance Awareness Month! It's the perfect time to review your policies and ensure you have the right coverage for your needs. Let's make sure you're protected and ready for whatever life throws your way.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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My team embodies the State Farm mission. My team and I help our customers manage the risks of everyday life, recover from the unexpected, and realize their dreams. We serve San Luis Obispo and it's surrounding area including all of California! Our office provides auto insurance, life insurance, homeowner's insurance, renters insurance, and more. If you have questions or are ready to take the next step, give us a call.

Our team is trained to be honest, respectful, caring and have the highest integrity. Call in and see if you agree!

Yvonne Gray State Farm Agent Team Member

Yvonne Gray

Multiple Line Representative

Yvonne has been with State Farm for 8 wonderful years and enjoys being able to help people protect themselves from the unexpected. She loves spending time outdoors, camping, hiking and anything where she can be in nature. She’s a new mom to a baby girl and is enjoying every minute.

Rochelle Schell State Farm Agent Team Member

Rochelle Schell

Multiple Line Representative

I began working for Mike Smith's State Farm Office here in San Luis Obispo, CA in 2022. I am a busy mom of 2 amazing children. I have a strong belief that relationships are very important and I am here to help customers with their Auto, Home, Renters and Life insurance needs. Call me today!

Barrett Pepe State Farm Agent Team Member

Barrett Pepe

Multiple Line Representative

As an Atascadero native, Barrett has been involved with many local organizations and businesses throughout his life. Before joining Mike’s team, he worked as a property manager in San Luis Obispo for 5 years. Barrett is a proud Eagle Scout and Azusa Pacific Football Alumnus. He enjoys cooking international food for his wife and playing in his backyard with his three daughters and two pugs. Barrett is passionate about educating his community on insurance while providing an indispensable service through State Farm.

Victoria Pollock State Farm Agent Team Member

Victoria Pollock

Multiple Line Representative

As an insurance professional, I’m licensed to assist with your insurance in my home state of California, as well as Arizona, Nevada and Oregon. I’ve enjoyed helping people with their insurance needs for 25 years. In my personal time, I love gathering with family and friends, being outdoors in nature hiking or enjoying the beach with our dog Thor. One of my greatest passions is to get you and your family the very maximum coverage for your dollars!