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State Farm® Insurance Agent Mike Smith

Mike Smith Ins Agency Inc

1608 Johnson Avenue
San Luis Obispo, CA 93401-3037

Cross streets of Johnson Ave and San Luis Drive near San Luis Obispo High School

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Office Info


1608 Johnson Avenue
San Luis Obispo, CA 93401-3037


English, Spanish
About Me

As a State Farm Agent, I enjoy helping people plan, protect and realize their dreams. This is more than a job for me, it’s about people and their purpose. What matters to you, matters to us.

My wife and I moved to the Central Coast 14 years ago. We have loved it ever since. We spend time at the ocean surfing and in the hills hiking. My kids and I have enjoyed being fans of Cal Poly Basketball (go Mustangs!). It is a busy, meaningful and productive time of life for our family.

I have spent the last 9 years of my life learning State Farm options for protection and future planning. And I am pleased to be able to bring my experience to you, our customer.

I want to invite you to call us, text us or email us. Placing your trust in us as your insurance provider means you get a great combination. A local office that knows you, and a financially strong company like State Farm who has the resources to always have your back.

For those who are our customers currently, I want to express my deep appreciation and gratitude for your business here with us.

My team is standing by, and we are just around the corner.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products Offered

Banking, Home Loans, Mutual Funds

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My team embodies the State Farm mission. My team and I help our customers manage the risks of everyday life, recover from the unexpected, and realize their dreams. We serve San Luis Obispo and it's surrounding area including all of California! Our office provides auto insurance, life insurance, homeowner's insurance, renters insurance, and more. If you have questions or are ready to take the next step, give us a call.

Our team is trained to be honest, respectful, caring and have the highest integrity. Call in and see if you agree!

Yvonne Gray State Farm Agent Team Member

Yvonne Gray

Multiple Line Representative

Yvonne has been with State Farm for 8 wonderful years and enjoys being able to help people protect themselves from the unexpected. She loves spending time outdoors, camping, hiking and anything where she can be in nature. She’s a new mom to a baby girl and is enjoying every minute.

Micah Covert State Farm Agent Team Member

Micah Covert

Account Representative

Born and raised on the central coast, Micah has developed strong ties with the people in this community, and is proud to be able to professionally serve them through Mike’s State Farm team. He enjoys surfing, traveling, exercising, and attempting to play golf. As a Cal Poly alumnus, he earned his bachelor’s degree in business administration with a concentration in finance, and has worked with small businesses around the county. Micah has been with Mike Smith’s State Farm team from the start, and is proud to be able to continue his professional services, and offer the insurance that will help secure the community he loves.

Rochelle Schell State Farm Agent Team Member

Rochelle Schell

Multiple Line Representative

I began working for Mike Smith's State Farm Office here in San Luis Obispo, CA in 2022. I am a busy mom of 2 amazing children. I have a strong belief that relationships are very important and I am here to help customers with their Auto, Home, Renters and Life insurance needs. Call me today!

Ariana Sarinana State Farm Agent Team Member

Ariana Sarinana

Ariana earned her insurance license in 2015 and joined the Mike Smith team in 2023. Prior to that, she worked in retail, as well as, the Dunes Center in Guadalupe where she developed and taught after school education programs for the Boys & Girls Club. Born in Mexico, she is fluent in Spanish and has called the Central Coast home since 1987. Ariana earned her Bachelor’s Degree from UCBS’s College of Creative Studies and has 2 Associates Degrees from Allan Hancock College. Outside of work, Ariana can be found hiking our local trails with her dog, Stella. She is a self-proclaimed National Park geek who enjoys backpacking and fun runs.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.