Insurance in and around San Luis Obispo
Protect the life you've built
Insurance that works for you

Would you like to create a personalized quote?
- San Luis Obispo
- Atascadero
- Paso Robles
- Arroyo Grande
- Avila Beach
- Templeton
- Morro Bay
- Cambria
- Santa Maria
Tried And True Insurance Customizable To Fit You
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, set-up your coverage to meet your distinct needs. Contact Mike Smith for a Personalized Price Plan.
Protect the life you've built
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
Some of these fantastic options include Life, Auto, Pet and Renters insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
What is private mortgage insurance?
What is private mortgage insurance?
Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.
What to do after a hurricane
What to do after a hurricane
Helpful tips to prevent further water damage, safely begin cleaning up and finding a contractor to help repair damage to your property.

Simple Insights®
What is private mortgage insurance?
What is private mortgage insurance?
Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.
What to do after a hurricane
What to do after a hurricane
Helpful tips to prevent further water damage, safely begin cleaning up and finding a contractor to help repair damage to your property.